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When to purchase long-term care insurance is an important decision, with several trends pointing to the wisdom of purchasing earlier rather than later—for instance, in one’s 40s and 50s instead of at the more traditional purchase ages of 50s to 70s. Read more »  ...

The Model Shadow Stock Portfolio is down 5.1% for the year as of the end of August. This lags the S&P 500, as represented by Vanguard 500 Index fund (VFINX), which is down 1.9% year-to-date. Large-cap stocks have been catching up a bit after trailing significantly for several...

Municipal bonds are the only sector of the bond market where the primary buyers are individual investors. The chief attraction of munis is that they are exempt from federal taxes. If you are a resident of the state issuing the bonds, they are also exempt from state taxes. Read...