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The fun part about a 401(k) plan is watching it grow over time. But that can easily turn into a frustrating exercise if you don’t understand your retirement plan statement. Although your employer is required to provide you with a plan statement, there is no standardized form—most,...

The VIX is a measure of the implied or expected volatility of S&P 500 options over the next 30 days. Implied volatility is the market’s estimated future volatility and is reflected in the premiums paid for options. Originally launched in 1993, the VIX underwent a change...

‘Ban the analysts!’ This is what European Union commissioner Michel Barnier recently suggested. Barnier proposed banning credit agencies from rating the sovereign debt of countries undergoing bailouts. The commissioner was pressured into withdrawing his proposal for a ban,...

workers who have reached their full retirement age (FRA) is whether to take the Social Security benefit and continue working or wait to take advantage of an increased regular benefit and a significant delayed retirement credit. The earliest that Social Security benefits may be...

Guide to Direct Purchase and Dividend Reinvestment Plans Purchase stock without commissions through company-sponsored DRP plans and often at below-market prices. Guide to ETFs Check out AAII’s complete listing of all exchange-traded funds, plus a guide to how...

If your computer is only a couple of years old, but it is running slowly or you are constantly deleting files to free up disk space, there are a few lower-cost options you can take to upgrade your system. These include adding additional memory (RAM) or adding hard disk space with...

Joel Greenblatt offered to provide some insights for this week’s newsletter. Joel is the CIO of Gotham Asset Management and author of several investing books. He will also deliver the keynote speech tomorrow (Friday) at our Investor Conference. Read more »  ...

Company financial strength is scored by looking at levels of the current ratio (current assets divided by current liabilities) and debt-to-equity ratio (long-term debt divided by equity and expressed as a percentage). Comparative performance is scored by measuring the return on...

AAII awards a Best of the Net rating to sites that provide investment information or service that, in our view, is both useful and substantial to individual investors and available either for free or for a reasonable price. Read more »  ...

“In 30-Year Race, Bonds Beat Stocks,” read a headline on Blooomberg.com earlier this week. No, you did not read that wrong. Jim Bianco, president of Bianco Research, calculated an average annual gain of 11.8% for long-term bonds. Stocks lagged with an average gain of 10.8%....