AAII WEEKLY FEATURES 8/21/2012

Posted on August 21, 2012 | Weekly Features

This week’s AAII Weekly Features has been updated.

View this week’s “Top AAII Articles” , “Featured Stock Screen ” and “Member Question”.

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Candlestix: Stock Charting for Android

Posted on August 21, 2012 | Computerized Investing

Basic candlestick charting and technical analysis for Android devices.

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Buy of the Week 8/21/2012

Posted on August 21, 2012 | Podcast

AAII Journal Editor Charles Rotblut explains to Chuck Jaffe of MarketWatch why Leggett & Platt (LEG) is his “Buy of the Week” on the MoneyLife Radio Program. MoneyLife is a daily personal finance show that sorts through the financial clutter to bring you the information you need to lead the MoneyLife.

Audio url: Buy of the Week 8/21/2012





Featured App AND READER SURVEY

Posted on August 20, 2012 | Computerized Investing

GoDocs for Google Docs and Google Drive for iOS – Read, edit, download and share Google Docs from your iOS device.

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This Week’s Question

If you could only have one, which would you have:
A) Desktop
B) Laptop
C) Tablet

Click Here to Answer »



Tips When Looking at Funds

Posted on August 20, 2012 | Classroom

In mutual fund investing there are no immutable laws to guide us, as we have in physics. But the collective experience of fund investors can be distilled into a few general rules. Some of it has empirical evidence pointing its way. Most is simply common sense that investors often set aside or forget in the heat of making an investment decision.

Top performance lists are dangerous. Probably the single most potentially dangerous action a mutual fund investor can take is to glance at these ubiquitous lists. Funds make the top of the lists not because they are like all the rest of the funds, but because they are decidedly different in some important way. Risk is usually the first important difference. For stock funds, holding stocks that are more volatile than the average stock, holding fewer stocks, or concentrating on only a few industries, raises risk and puts a fund in position to have a greater chance at making the top of the list.

As an example, take sector funds. You can’t beat the market by holding it, which is why you can always find a sector fund of one kind or another at the top of most performance lists. Call it stock picking, or industry weighting, or both, but the net effect is increased risk, and less diversification than the overall stock market.

Picking the funds at the top of the performance lists assumes that either these same stocks or sectors will continue to do well, or that the managers can continue to deftly take high risk and move money around better than all the rest.

For domestic bond funds, making the top of the list is a result of the maturity structure of the fund’s portfolio.

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Valuation Metrics

Posted on August 19, 2012 | Computerized Investing

The price-earnings ratio (PE) is easy to understand and simple to calculate: It is merely price divided by earnings. It fails to directly take into account an imperative characteristic (we hope) of any stock—growth. It is, however, a measure of the market’s opinion of the company’s future prospects, including growth. From a pure price-earnings valuation standpoint, a stock that is trading at a price-earnings ratio of 10 is trading at a discount relative to a stock trading with a price-earnings ratio of 15.

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CI Weekly Features: August 18, 2012

Posted on August 18, 2012 | Computerized Investing

Valuation Metrics
How the PEG ratio, the price-to-book ratio, the price-to-sales ratio, and cash flow ratios help judge the value of a stock.

Candlestix: Stock Charting for Android
Basic candlestick charting and technical analysis for Android devices.

Bond Resources
The three best websites for information and data on corporate, municipal and government bonds.

Gadget Corner – BodyMedia FIT CORE Armband + Activity Manager

Monitor your daily metabolic and lifestyle data to reach your activity and weight goals.

Featured App – GoDocs for Google Docs, Google Drive for iOS

Read, edit, download and share Google Docs from your iOS device.

This Week’s Question

If you could only have one, which would you have:

A) Desktop
B) Laptop
C) Tablet

Read more »



STOCK SUPERSTARS ALERT FOR THE WEEK ENDING 8/17/2012

Posted on August 17, 2012 | Stock Superstars Report

Stock Superstars alert for the week ending 8/17/2012 updated.

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DIVIDEND INVESTING ALERT FOR THE WEEK ENDING 8/17/2012

Posted on August 17, 2012 | Dividend Investing

Dividend Investing alert for the week ending 8/17/2012 updated.

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Optimizing Your Retirement Income: What Works Best and Why

Posted on August 17, 2012 | Financial Planning

With the oldest baby boomers hitting 62 this year, and more than 70 million of them likely to enter retirement over the next 20 years, the hard truth is that only a small minority are accumulating enough savings to provide for their income needs during decades in retirement.

This uncomfortable reality is particularly true given the overall rise in life expectancy, sharply rising medical costs, the trend toward more active and costly retirement lifestyles, and, not least, the relentless toll of inflation.

For the financially fortunate with sufficient personal savings, Social Security benefits, and corporate pensions to meet all their retirement income needs, the main financial challenges of retirement are how to invest and spend wisely and perhaps provide for their heirs as well.

However, more than 75% of all workers age 55 or older report having less than $250,000 in investments apart from their homes and pensions, according to a recent survey by the Employee Benefit Research Institute (EBRI). At a recommended initial withdrawal amount of 4%, that provides an income from their investments of just $10,000 in the first year of retirement. Nevertheless, those approaching retirement can improve their income and financial security in retirement depending on their flexibility and their approach to four big decisions that are usually under their control:

Generally, no single decision will improve pre-retirees’ potential retirement security as much as continuing to work even a few more years beyond the anticipated retirement date.

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