AAII Investor Update: Protecting Your Digital Assets



A part of the process for managing your finances that is easy to overlook is protecting your digital assets. Not your online persona (e.g., “Fly Fishing Bill”), but your records, statements, passwords, etc. Computer viruses, malware and identity theft are certainly concerns to take action on, but so is protecting your files containing your financial information.

I bring this up because last weekend I completed a long-outstanding project on my to-do list: I set up an online backup service for my computers at home. I had previously been periodically backing up to an external hard drive, but for reasons I’ll explain momentarily this wasn’t a safe enough solution.

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AAII Model Shadow Stock Portfolio Update

One of the holdings in the Model Shadow Stock Portfolio, Willis Lease Finance (WLFC), is offering to repurchase up to 516,129 shares though a modified “Dutch auction” tender. The price range is between $15.50 and $18.00 per share, and the final transaction price has the potential to be below today’s closing price of $17.37. The offer will expire on December 16, 2015. We will NOT be participating in this offer.

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AAII Sentiment Survey

Neutral sentiment jumped to its highest level in more than six months as both optimism and pessimism fell. This is the fourth in time in five weeks that neutral sentiment is above 40%. More about this week’s results.

This week’s results:
  • Bullish: 29.5%, down 2.9 points
  • Neutral: 49.3%, up 7.7 points
  • Bearish: 21.2%, down 4.8 points
Historical averages:
  • Bullish: 39%
  • Neutral: 31%
  • Bearish: 30%

Take the Sentiment Survey.

AAII Asset Allocation Survey

Cumulative bond and bond funds allocations rose for a fourth consecutive month in November. The magnitude of the increase remains small, however. More about this month’s results.

November AAII Asset Allocation Survey results:
  • Stocks and stock funds: 65.5%, up 0.8 percentage points
  • Bonds and bond funds: 16.7%, up 0.8 percentage points
  • Cash: 17.8%, down 0.9 percentage points
November AAII Asset Allocation Details:
  • Stocks: 32.6%, up 1.4 percentage points
  • Stock Funds: 32.9%, down 0.6 percentage points
  • Bonds: 3.5%, up 0.4 percentage points
  • Bond Funds: 13.3%, down 0.3 percentage points

Take the Asset Allocation Survey.

The Week Ahead

Just a handful of S&P 500 member companies will report earnings next week: H&R Block (HRB) on Monday; AutoZone (AZO) and Costco Wholesale (COST) on Tuesday; and Adobe Systems (ADBE) on Thursday.

The first economic report of note will be the October Job Openings and Labor Turnover (JOLTS) Survey, released on Tuesday. Wednesday will feature October wholesale trade data. November import and export prices will be released on Thursday. Friday will feature the November Producer Price Index (PPI), November retail sales, October business inventories and the preliminary University of Michigan’s consumer sentiment survey.

St. Louis Federal Reserve Bank President James Bullard will speak on Monday.

The Treasury Department will auction $24 billion of three-year notes on Tuesday, $21 billion of 10-year notes on Wednesday and $13 billion of 30-year bonds on Thursday.

Hanukkah starts on Sunday. On behalf of everyone at AAII, I wish a happy Hanukkah to those of you who will celebrate the holiday.

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