Do the Top ETFs Continue to Outperform?

In observation of the Christmas and New Year holidays, the next two Weekly Digest emails will go out on Wednesday, December 26, 2018, and Wednesday, January 2, 2019. Happy holidays! The Top Mutual Funds Over Five Years: Tech Takeover Technology funds lead this year’s list of the top funds, though two non-sector funds are also…

 

19 Year-End Financial and Investing Moves

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   19 Year-End Financial and Investing Moves Actionable steps covering personal finance, estate planning, investing, retirement and taxes that investors should consider taking now before the new year. The Individual Investor’s Guide to Personal Tax Planning 2018 AAII’s annual tax and financial planning guide is…

 

Finding Bargains Among Stocks With Falling Stock Prices

  Finding Bargains Among Stocks With Falling Stock Prices Underperforming stocks may seem unappealing, but the price weakness can turn them into bargains with upside potential. The Essence of the Benjamin Graham Approach A cut-to-the-chase synopsis of Graham’s rules, which were based on buying stocks trading with a margin of safety.   52-Week Highs Perform…

 

Gauging Your Psychological Readiness for Retirement

Revisiting the Risks of Retirement Spending Rules In this update to a 1998 article, we discuss the risks of spending only portfolio income, spending returns or making inflation-adjusted withdrawals. Illustrating the Value of Retirement Accounts Two examples show the considerations to be taken into account when deciding between a taxable account, a traditional IRA and…

 

Common Stock Dividends: What Are They Worth?

Evaluating Dividend Safety With the Free-Cash-Flow Payout Ratio “Cash is king” is a common refrain in investing and investment analysis. Just because a company generates positive earnings doesn’t mean it will succeed. It still needs to generate cash to survive. Thus, whether a company can generate sufficient cash is what matters to stakeholders. Closed-End Bond…

 

Diverging Opinions on Active Management

Time in the Market Influences Millennials’ Investing Attitudes Millennial investors have often been described as being overly conservative with their portfolio allocations. New research backs up that assertion, as there is a small, but significantly sized, group that is far underweighted in equities. Observations From Decades of Tracking Investment Newsletters There is often little persistence…

 

A Closer Look at the Level3 Passive Portfolio’s ETFs

Investment Knowledge and Age Associated With ETF Ownership Owners of exchange-traded funds (ETFs) tend to have higher levels of financial knowledge than do investors who do not own ETFs. ETF holders also tend to be younger in age. Notably, a focus on expense ratios does not play a significant role in defining who owns ETFs….

 

How to Find and Select a Financial Planner

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Using Beneficiary-Directed Trusts to Protect Your Heirs Beneficiary-directed trusts can protect a beneficiary from losing inherited trust assets to creditors, claimants and divorcing spouses. Well-Built 529 Plans Can Be a Great Option for College Savings 529 plans allow investment earnings to compound and withdrawals…