Broker, registered investment adviser, financial planner, insurance agent, investment adviser and wealth managers: These are a few of the common terms used to describe various financial professionals. Many individual investors are confused by these terms, and do not have a clear...

It’s hard to believe it’s already July. I recently moved to the far western suburbs of Chicago surrounded by farmland and the corn is already tasseled out, let alone “knee high by the Fourth of July.” Back-to-school ads are starting to pop up and before we...

From all of us at AAII, we wish you a happy and safe Fourth of July holiday.  ...

Running out of money in retirement is a major concern for older Americans, especially since so many are considerably behind on savings. According to a 2016 Transamerica study, 43% of workers 50 and older claim that their greatest retirement-related fear is outliving their savings....

If you are like most individual investors, you track your investments carefully. For your stock investments that means watching the share price, and for bonds that means watching the bond price. What about mutual funds? Many individuals track the fund’s net asset value (NAV)....

Like it or not, we all make mistakes, albeit some are more impactful or costly than others. I just moved to the far west suburbs of Chicago, so I am still learning to get around. That means I am making my fair share of wrong turns these days, which add a few minutes to whatever...

Whether you are planning for a major purchase, financing an education or planning for retirement, an analysis structure that explicitly considers investment returns, cash flows and horizon is crucial to your eventual success. Expected inflation and variability of investment return...

In investing, value premium refers to the greater risk-adjusted return of value stocks over growth stocks. Eugene Fama and Kenneth French first identified the premium in 1992, using a measure they called HML (high book-to-market ratio minus low book-to-market ratio) to...

Value investors love buying single dollar bills for 85 cents. That’s why closed-end funds, a long misunderstood mutual fund relative, attract certain sophisticated investors. A cross between a mutual fund and a stock, these funds have both a net asset value and a share price....

The goal of every generation should be to leave the world in better shape than they found it and to be better off than previous generations. That was the case for generations up until the Baby Boomers. Since then, uncertainty has crept into the equation. Ask today’s millennials...