Duties and Criteria for Selecting Trustees, Executors and Guardians

Financial planning for the most part can be self-administered. But there are times that others will be turned to for help. Attorneys, accountants, financial planners, trustees, guardians and executors are all examples of people an individual may use at some point in time for help in various aspects of financial planning. Most individuals have a…

 

AAII Survey: Are You Better Off Now Compared to a Year Ago?

A survey from a website called WalletHub found that six in 10 of us say we’re better off financially this year than last year. Last year, it was five in 10 of us. In addition, the survey found that a third of us will spend more than $500 this Christmas season, and that’s up from…

 

The Major Approaches to the Question of Valuation

Screening a universe of common stocks down to a manageable number for further analysis leads the investor to the question of valuation: Given the market price of the common stock, is the stock correctly valued? If, in your opinion, the answer is no and you believe the stock is either overvalued or undervalued, then a…

 

AAII Survey: Year-End Tax Planning

The end of the year is a busy time for many of us what with the holidays, year-end work projects, etc. However, even before the ball drops on 2018, many investors are making portfolio decisions specifically intended to mitigate their tax liability for the year. The total you earn from your investments in 2018 will depend…

 

Gauging Your Psychological Readiness for Retirement

Those near retirement should ask themselves a very important question: Am I psychologically ready to change my lifestyle from being employed full-time to being retired? It’s a big question that often does not receive much attention. Rather, most of the focus on retirement readiness centers on savings. Workers are commonly told to ensure that they…

 

Happy Thanksgiving from AAII

This Thanksgiving, everyone from AAII wishes you a happy and safe holiday. We are especially thankful not only for our friends and family but for all of our members, subscribers and readers.   

 

AAII Survey: Has Investor Sentiment Changed Following the Midterm Elections?

For better or for worse, the 2018 midterm elections are behind us. Even though there are recounts still taking place around the country, we know that the Democrats have regained control of the U.S. House of Representatives while the Republics have retained control of the Senate (and occupy the White House). The markets seemingly latched…

 

Common Stock Dividends: What Are They Worth?

The thought of dividends excites some investors to a point of financial ecstasy while moving others to bouts of slumber. Some investors seek only common stocks with high and predictable dividend payments, and other investors search out stocks with exceptional growth potential, eschewing those that pay any dividend. There are a series of dividend issues…

 

AAII Survey: Biggest Takeaways From October’s Spooky Ride

As of the end of September, the S&P 500 had posted a total return of 10.6%, already more than the annual historical average of 10.2% from 1926 through 2017, according to Ibbotson Associates/Morningstar. So perhaps what happened in October shouldn’t have come as much of a surprise. However, after relatively smooth sailing for the last…

 

The Next Generation of Socially Responsible Investing

It is getting easier for investors to incorporate their personal values into their portfolios and to do so in a diversified, low-cost and tax-efficient manner. This approach, traditionally known as socially responsible investing, is increasingly being referred to as environmental, social and governance investing—or by its acronym, ESG investing. As its name suggests, ESG investing…