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This week’s Sentiment Survey special question asked AAII members what they thought about the post-election rise in stock prices. Responses were mixed. The largest group, nearly 38% of all respondents, think prices are rising on expectation of the changes President-elect Donald...

Optimism among individual investors about the short-term direction of the stock market is above 40% for a fourth consecutive week for the first time in approximately two years. This week’s AAII Sentiment Survey also shows a decline in neutral sentiment and a modest rise...

An annuity is an insurance product that pays out income and is often used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement. Here’s how an annuity works: you make an investment in the annuity,...

Last month’s Asset Allocation Survey special question asked AAII members whether changes in bond yields or the Federal Reserve’s target for interest rates have a bigger impact on their allocation decisions. Just under half of all respondents (49%) said neither changes in bond...

Individual investors have reduced their cash holdings, on a percentage basis, to the smallest amount since the spring of 2015, according to the November AAII Asset Allocation Survey. Fixed-income allocations declined as well. Conversely, equity allocations rose to their second-highest...

This week’s Sentiment Survey special question asked AAII members how the average consumer is fairing relative to a year ago. Approximately 45% view the average consumer as faring better or somewhat better than a year ago. A better job market, low inflation and economic growth...

Last week’s Sentiment Survey special question asked AAII members how third-quarter earnings have impacted their market outlook. Responses were very mixed. The largest group of respondents (28%) said that third-quarter earnings did not have any impact or had little impact on...

Optimism pulled back in the latest AAII Sentiment Survey after having risen significantly over the previous three weeks. Both neutral and bearish sentiment rebounded this week, after having both previously fallen. Bullish sentiment, expectations that stock prices will rise over...

This past weekend marked the official start of the holiday shopping season, with “Black Friday” attracting consumers to brick-and-mortar stores as well as online. According to Fortune, a survey released by the National Retail Federation on Sunday estimated that 108.5...

A target-date fund is a hybrid mutual fund that automatically resets the asset mix of stocks, bonds and cash equivalents in its portfolio according to a selected time frame that is appropriate for a particular investor. A target-date fund is similar to a life-cycle fund except that...