How to get your investment program off the ground if you are starting from scratch with little savings. Read more » ...

Risk tolerance refers to the level of volatility of an investment that an investor finds acceptable. The anticipated holding period of an investment is important because it should affect the investor’s risk tolerance. Time is a form of diversification; longer holding periods...

The simplified approach can be applied to various investment strategies using the basic sources of information identified earlier. One popular strategy focuses on dividend yield. A dividend-yield strategy can help you find potentially undervalued stocks with low downside risk,...

Every builder starts with a foundation. If you are new to investing, you are building an investment portfolio, and you need to start with an investment foundation. That foundation consists of the basic investment principles. Boiled down to its bare basics, investing concerns returns...

In mutual fund investing there are no immutable laws to guide us, as we have in physics. But the collective experience of fund investors can be distilled into a few general rules. Some of it has empirical evidence pointing its way. Most is simply common sense that investors often...

There are four basic aspects that compose your personal investment profile… Read more » ...

The first step is always the hardest. And individual investors taking their first steps in an investment program must also confront a sea of stock market uncertainty. Some plunge headlong into the market with all their savings. Others barely wet their feet before heading back to...

Step 1: Why Is the Allocation of My Assets Important? At first glance, many investors assume that the basic asset allocation decision is easy. After all, at this level you are focusing on only three choices—stocks, bonds and cash (money market funds and short-term certificates...

The Valuation Worksheet provides a systematic approach to gathering information needed for the valuations. Clearly, the information sources play a critical role in the analysis. Here, we take a closer look at sources of information and some of the problems and differences you...

Learn what intangibles are, how stock repurchase programs affect a company’s investment appeal and the difference between cash and pro forma earnings. Read more » ...