To begin a basic investment program, you need to go through the whole asset allocation process—first determining your allocation among the major asset categories and then further down among the major stock market segments. And you come up with this mix: cash, 10%; intermediate-term...

Financial ratio analysis relies on financial statements to study the past and develop a feel for a company’s attractiveness measured through factors such as its competitive position, financial strength, and profitability. We have selected some widely used ratios of interest...

The various reports provided by mutual fund companies contain vital information concerning financial matters and how the fund is managed. Read more » ...

At this stage in the allocation process, the goal is to try either to reduce those risks without substantially affecting overall return, or to enhance return without substantially adding to those risks—or both. Read more » ...

What to Look for: Well, the example is not a sector fund concentrating in one or a few closely allied industries. The fund’s strategy is to be diversified by firm and industry—a less risky approach than sector concentration. The option of holding debt securities is no...

The primary source for the per share information is the firm’s annual financial reports. Corporate annual reports will include both summary and detailed financial statements, although even more detailed financial statements are available in a separate report, the 10K. Both...