Investor Update

A part of the process for managing your finances that is easy to overlook is protecting your digital assets. Not your online persona (e.g., “Fly Fishing Bill”), but your records, statements, passwords, etc. Computer viruses, malware and identity theft are certainly...

Investor Update

With about five weeks left to go in 2015, now is a good time to give your tax situation a review. You will have enough time to take any desired action if you analyze your taxes now. You’ll also have the ability to start planning for 2016. A good place to start is to look at your...

Investor Update

I recently looked at my 403(b) plan, which is the equivalent of a 401(k) plan, for the first time in approximately six months. Even with the market’s recent correction, my portfolio was fine. Now that I’ve looked, I don’t plan on checking it again for another six months. Sounds...

Investor Update

The Financial Industry Regulatory Authority (FINRA) released a new proposal to protect seniors from financial fraud. The rules will allow financial companies to respond to situations in which there is a reasonable belief that financial fraud is occurring. If fully implemented,...

Investor Update

Target date funds have received some criticism of late for being too aggressive. The funds, which adjust their allocations as a worker ages, lost money last quarter. Most are down year-to-date as well. Here are three examples from our third-quarter Low Load Mutual Fund Update,...

Investor Update

For the first time in 20 years, the Securities and Exchange Commission (SEC) wants to revise the rules governing how mutual fund and exchange-traded funds (ETFs) construct their portfolios. The proposal would set new rules on liquidity of a fund’s assets, enact swing pricing...

Investor Update

Given the volatility we’ve seen over the past several days, I want to talk about keeping your focus on the process of investing instead of what impact the daily and intraday gyrations of stock prices are having on your net worth. I realize that any time stocks incur a significant...

If there were nominations for a theme song to describe how the S&P 500 index has traded this year, I would suggest “Road to Nowhere” by The Talking Heads. Since early February, the large-cap index has not moved very much. Has it fluctuated on a day-to-day basis? Absolutely....

The last 30-year Treasury bonds issued with 10% coupons are maturing this week, according to Reuters. These bonds were issued in the summer of 1985, just a few weeks after Coca-Cola gave into public anger over New Coke and reintroduced the original formula (aka, Coca-Cola classic). Read...

One potential way to find stocks of smaller companies with a greater potential for capital appreciation is to look at long-term debt. A reduction in long-term debt along with a low valuation and an improvement in asset turnover are linked to better stock price performance. Read...