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Investor Update

I recently looked at my 403(b) plan, which is the equivalent of a 401(k) plan, for the first time in approximately six months. Even with the market’s recent correction, my portfolio was fine. Now that I’ve looked, I don’t plan on checking it again for another six months. Sounds...

Investor Update

The Financial Industry Regulatory Authority (FINRA) released a new proposal to protect seniors from financial fraud. The rules will allow financial companies to respond to situations in which there is a reasonable belief that financial fraud is occurring. If fully implemented,...

Investor Update

Target date funds have received some criticism of late for being too aggressive. The funds, which adjust their allocations as a worker ages, lost money last quarter. Most are down year-to-date as well. Here are three examples from our third-quarter Low Load Mutual Fund Update,...

Investor Update

For the first time in 20 years, the Securities and Exchange Commission (SEC) wants to revise the rules governing how mutual fund and exchange-traded funds (ETFs) construct their portfolios. The proposal would set new rules on liquidity of a fund’s assets, enact swing pricing...

Investor Update

Given the volatility we’ve seen over the past several days, I want to talk about keeping your focus on the process of investing instead of what impact the daily and intraday gyrations of stock prices are having on your net worth. I realize that any time stocks incur a significant...

If there were nominations for a theme song to describe how the S&P 500 index has traded this year, I would suggest “Road to Nowhere” by The Talking Heads. Since early February, the large-cap index has not moved very much. Has it fluctuated on a day-to-day basis? Absolutely....

The last 30-year Treasury bonds issued with 10% coupons are maturing this week, according to Reuters. These bonds were issued in the summer of 1985, just a few weeks after Coca-Cola gave into public anger over New Coke and reintroduced the original formula (aka, Coca-Cola classic). Read...

One potential way to find stocks of smaller companies with a greater potential for capital appreciation is to look at long-term debt. A reduction in long-term debt along with a low valuation and an improvement in asset turnover are linked to better stock price performance. Read...

By solely looking at the second-quarter data, it’s easy to assume that diversification didn’t work. The average large-cap stock mutual fund ended the quarter flat, while the average mid-cap fund lost 0.2%. Short-term bond funds—both government and general—were also modestly...

Next week, the Federal Open Market Committee (FOMC) will hold a two-day meeting. As has been the case for several meetings now, many economists, traders and other Fed watchers will be looking for hints about when the first rate hike will be announced. Given that so many forecasts...