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This article originally appeared in the May 2014 issue of the AAII Journal. Now that your once-distant dream of retirement is at hand, it can be an unsettling switch from being a saver to being a spender. It means having an entirely new approach to your money. It can be tough regardless...

This article originally appeared in the September 2014 issue of the AAII Journal. Michael Falk is a partner with Focus Consulting Group and the chief strategist on a global hedge fund. His background includes extensive asset allocation research and portfolio development expertise...

This article originally appeared in the March 2015 issue of the AAII Journal. Individual retirement accounts (IRAs), 401(k)s, and other qualified accounts are popular ways to save for retirement. Contributions effectively lower your taxable income, but as with any benefit there...

This article originally appeared in the April 2015 issue of the AAII Journal. Building a retirement portfolio that won’t run out before we do is a significant challenge of the new “living longer” era. How important is diversification across asset classes to this goal? A recent...

In a recent Bankrate.com article, Sheyna Steiner cautions would-be retirees to expect health care costs in retirement to be higher than they expect. In her article, Steiner cites research from Healthview Services that indicates that the average lifetime cost for health care for...

In a recent PlanAdviser.com article, John Manganaro discusses with Michael Rosenberg, head of investment-only defined contribution business for Prudential Investments, how market conditions that define the decade before a person’s retirement can drastically alter their lifestyle...

For many Americans, Social Security is, or will be, a significant portion of their retirement income. However, a recent Motley Fool article cautions against thinking it’s as simple as claiming your benefits and then receiving a monthly check. Five of the Motley Fool’s...

A new survey from Charles Schwab indicates that an unwillingness by Millennials to sacrifice things that add to their current quality of life, and student debt, are preventing them from saving enough for their retirement. The survey covered 1,000 401 (k) plan participants broken...

Most articles that I read about when to claim Social Security benefits say that it is better to delay as long as possible to maximize your monthly payment. However, a recent Motley Fool article outlines some situations where it may be better to take Social Security earlier rather...

My mom turned 70 this past April, which meant in October she started taking her required minimum distributions (RMD) from her individual retirement accounts. In an article for ConsumerAffairs.com, James Limbach offered a reminder to anyone born before July 1, 1945, that time is...