Computerized Investing February Edition

The February edition of Computerized Investing is now available! This month includes: The Top 11 Sites for Personal Finance, Retirement Planning and Tax Resources An update of the websites that offer the best guidance and tools for personal financial planning issues, including budgeting, handling your taxes and getting ready for retirement. Building a Stock Screen…

 

10 Axioms For Reaching Your Retirement Goals

What’s the key to making good investment choices? It isn’t necessary to understand the inner workings of the securities markets or the mathematical economies underlying investment theory. Instead, 10 axioms of effective investing provide the critical cornerstone for guiding investment philosophy and making decisions. This will ensure that you meet the universal goal of creating…

 

When Should You Begin Collecting Social Security Benefits?

This article originally appeared in the October 2013 issue of the AAII Journal. There are many complex rules governing Social Security benefits. However, four key points can help you make an informed decision about when to claim benefits. To simplify the discussion, several assumptions are made: your Social Security benefits would not be affected by…

 

9 Guidelines for Retirement Success

This article originally appeared in the May 2014 issue of the AAII Journal. Now that your once-distant dream of retirement is at hand, it can be an unsettling switch from being a saver to being a spender. It means having an entirely new approach to your money. It can be tough regardless of your financial expertise…

 

Readjust Your Focus When Planning for Retirement

This article originally appeared in the September 2014 issue of the AAII Journal. Michael Falk is a partner with Focus Consulting Group and the chief strategist on a global hedge fund. His background includes extensive asset allocation research and portfolio development expertise along with a multi-faceted understanding of behavioral finance and retirement issues. He spoke to…

 

The Importance of Diversification in Retirement Portfolios

This article originally appeared in the April 2015 issue of the AAII Journal. Building a retirement portfolio that won’t run out before we do is a significant challenge of the new “living longer” era. How important is diversification across asset classes to this goal? A recent analysis by Craig L. Israelsen, Ph.D., looked at various portfolios…

 

Don’t Underestimate Health Care Costs in Retirement

In a recent Bankrate.com article, Sheyna Steiner cautions would-be retirees to expect health care costs in retirement to be higher than they expect. In her article, Steiner cites research from Healthview Services that indicates that the average lifetime cost for health care for a couple retiring in 2015 will be $266,589. Fidelity Investments puts the number at…