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A new survey from Charles Schwab indicates that an unwillingness by Millennials to sacrifice things that add to their current quality of life, and student debt, are preventing them from saving enough for their retirement. The survey covered 1,000 401 (k) plan participants broken...

Most articles that I read about when to claim Social Security benefits say that it is better to delay as long as possible to maximize your monthly payment. However, a recent Motley Fool article outlines some situations where it may be better to take Social Security earlier rather...

My mom turned 70 this past April, which meant in October she started taking her required minimum distributions (RMD) from her individual retirement accounts. In an article for ConsumerAffairs.com, James Limbach offered a reminder to anyone born before July 1, 1945, that time is...

A recent WSJ.com article by Laura Saunders contains a cautionary tale for investors holding master limited partnerships in their IRAs. Many are receiving surprise tax bills for units of master limited partnerships they hold. The article highlights the fact that IRAs and Roth IRAs,...

  On CNBC.com, Sharon Epperson discusses Congress’ new budget deal that ends “file and suspend” and “restricted application” options for Social Security. However, retirees have a six-month window before these changes go into effect, and not acting before then could...

In an article on GoBankingRates.com, Gina Horkey outlines ways in which your ego may be undermining your retirement goals. She highlights ways in which we could sabotaging our retirement plan, including: Unrealistic Expectations—Statistics show that you should lower your expectations...

Last week the Treasury Department formally launched new retirement-savings accounts geared towards workers who don’t have access to traditional retirement accounts, such as 401(k)s or 403(b)s. The retirement-savings vehicle is called “myRA” and officials said the goal of the...

Putting off until tomorrow is jeopardizing many Americans’ retirements. According to a new survey from Bank of America and Merrill Edge, Americans are procrastinating when it comes to saving for retirement, even though the majority had set a 2015 goal of saving for retirement. According to...

In an article for AdviceIQ, Jim Blankenship offers some tips on how to minimize your 401(k) fees. Kept unchecked, the fees can become a significant drag on your investment performance. When evaluating a plan, Blankenship says investors should consider its internal expense ratio–the...

Nothing in life is truly free. When working with a financial advisor, you should expect to pay for their time and expertise. However, as this NPR story explains, you may be paying more in fees to your advisor than you know. Beyond paying an advisory fee, you are probably paying...