Gauging Your Psychological Readiness for Retirement


Revisiting the Risks of Retirement Spending Rules

Revisiting the Risks of Retirement Spending Rules

In this update to a 1998 article, we discuss the risks of spending only portfolio income, spending returns or making inflation-adjusted withdrawals.

Illustrating the Value of Retirement Accounts

Two examples show the considerations to be taken into account when deciding between a taxable account, a traditional IRA and a Roth IRA.

Actions to Take During the Five Years Prior to Retirement

Actions to Take During the Five Years Prior to Retirement

Transitioning to retirement from a working career is a challenge for many people. To help, The New York Times interviewed financial advisers, economists and retirees to create what they described as a “five-year countdown to retirement.”

Gauging Your Psychological Readiness for Retirement

Those near retirement should ask themselves a very important question: Am I psychologically ready to change my lifestyle from being employed full-time to being retired?

Our Member Question for this week is:

With the end of the year five weeks away, some of us have started thinking about our 2018 tax bill (AAII’s year-end tax guide will be appearing very soon). As an investor, where do you stand with your 2018 taxes?


Vote to answer this week’s Special Question: If you have made, or plan to make, investment decisions to influence your 2018 tax bill before the end of the year, what are they?

Last Week’s Results:

There is no reader question this week due to the Thanksgiving holiday.

AAII e-book: Profitable Retirement Planning

This e-book, which is available exclusively to AAII members, was written to help our members achieve a financially secure retirement. The book offers an overview of many of the primary considerations for retirement planning, including: how much you need to save; where your retirement income will come from; what asset classes you should invest in; and what you should take advantage of in your company’s defined contribution plan (if available).




The AAII Weekly Digest is one of the many benefits of AAII membership. To learn more, consider a 30-day Trial AAII Membership to start becoming an effective manager of your own assets.


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