July 2016 AAII Journal Update
The July 2016 AAII Journal is Now Available Online.
Feature Article: Using the Z-Score to Assess the Risk of Bankruptcy
- The Z-Score predicts the likelihood of bankruptcy or financial distress. A discussion with its creator reveals how to use the model and new variations on it.
Also in This Issue:
- Portfolio Strategies: A Manager’s Insights on Risk and Investing
Right-sizing risk, right-timing risk, relying on knowledge and experience and applying appropriate skepticism can lead to better decisions.
- Behavioral Finance: Avoiding the Mistakes Made by Ineffective Investors
Among the ways investors often hurt themselves are chasing after IPOs, reaching for yield and not understanding what they are buying.
- Stock Strategies: Going From Stock Screen to a Real Portfolio
When investing based on a screen, have preset rules regarding diversification, choosing stocks, selling and tax management.
- Financial Planning: IRA Rollover Chart: Rules Regarding Rollovers and Conversions
A helpful chart showing what types of retirement accounts can be rolled over or converted into another type of retirement account.
- Financial Planning: Life After a Loss: 6 Smart Steps for Coping With Widowhood
Guidance on which steps should be taken within few months of a spouse’s passing and which steps can and should be postponed.
- Investor Professor: Health Savings Accounts
HSAs allow for dollars to be set aside tax-free to pay for future medical expenses.
- AAII Model Portfolios: Model Shadow Stock Portfolio: The Limitations of a Real Portfolio
A key difference between strategies and real portfolios is not being able to buy all passing stocks due to limited investment dollars.
Members give new perspectives on Graham’s deep value investing, Jane Bryant Quinn’s advice, and a study that found those who work longer live longer.
- Briefly Noted