Members Mostly Staying Steady With Allocations

Last month’s Asset Allocation Survey special question asked AAII members how their current allocation compares to their expectations. More than four out of 10 respondents (42%) said their current allocation is either about the same or matches their intended strategy. Slightly more than 17% said they are holding more cash than anticipated. About 8% said they have a higher-than-anticipated exposure to equities. Similar numbers of respondents (6% each) said they have less in equities or less in bonds than expected.

Here is a sampling of the responses:

  • “About the same. I rebalance twice a year.”
  • “Less in stocks and bonds due to market volatility.”
  • “About the same. I don’t change my allocation much year to year.”
  • “Much less bonds. I’m not replacing matured bonds.”
  • “More cash than I would have thought.”