How much of your portfolio should be invested in stocks if you are a retiree living off of your retirement savings?
The answer depends on how closely you fit the typical “mold.”
At first blush, there would appear to be a fair amount of disagreement among the “experts” on this seemingly basic question. But upon closer examination, it is clear that many of these disagreements stem from differing assumptions about the typical retiree.
In this article, we’ll take a look at the basic disagreements that exist among professionals. A better understanding of the assumptions that underlie their models—and how those assumptions affect the recommendations—can help you determine which “mold” comes closest to fitting your own situation.