Retirement Readiness Is Being Assessed in the Wrong Manner


This week’s AAII Weekly Digest highlights these
“must-read” AAII articles:


The Mathematics of Retirement PortfoliosThe Mathematics of Retirement Portfolios

This article deals with several important retirement questions: “How much money do I need in my investment portfolio at the start of retirement?” and “How much can I safely withdraw from my investment portfolio during the retirement years?”

Retirement Readiness Is Being Assessed in the Wrong Manner

Moshe Milevsky

Is using the probability of running out of money the best risk metric for retirement income planning? Moshe Milevsky and AAII Journal editor Charles Rotblut discuss ways in which individuals can plan for their retirement as well as the role annuities can play in providing retirement income.


The 10 Myths of Retirement PlanningThe 10 Myths of Retirement Planning

Retirement planning requires a clear-eyed analysis of future needs and income. Yet many individuals view retirement through rose-colored glasses. Here are some of the most common myths and how you can bring reality into focus.


Juggling Competing Goals: College vs. Retirement Funding

What’s more important, your retirement or your child’s college education? While financial priorities are a matter of personal choice, parents need to keep things in perspective. This blog post covers some of the options available for saving for both retirement and college.

Our Member Question for this week is:

What is your biggest goal when planning for retirement?


Vote to answer this week’s Special Question: What do you feel are the biggest hurdles to achieving your retirement goals?

Last Week’s Results:

Do you invest in cryptocurrencies such as Bitcoin?

Poll results are as of 9 a.m. (Central) on Monday. 2,690 respondents.

AAII Survey: Readers Weigh In on Cryptocurrencies

While a lot is being written about bitcoin and other cryptocurrencies, not many people fully understand what they are. This blog post provides a primer for those wanting to learn more about cryptocurrencies. In addition, we polled our readers to see if they invest in cryptocurrencies and whether they think they are here to stay or if the rapid rise in bitcoin is another Tulip Bulb Bubble in the making.

AAII e-book: Profitable Retirement Planning

This e-book, which is available exclusively to AAII members, was written to help our members achieve a financially secure retirement. The book offers an overview of many of the primary considerations for retirement planning, including: how much you need to save; where your retirement income will come from; which asset classes you should invest in; and what you should take advantage of in your company’s defined contribution plan (if available).




The AAII Weekly Digest is one of the many benefits of AAII membership. To learn more, consider a 30-day Trial AAII Membership to start becoming an effective manager of your own assets.


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