Members Holding Portfolios Steady or Buying Stocks

January’s Asset Allocation Survey special question asked AAII members what, if any, allocation changes they plan to make this year. Nearly one-third of all respondents (32%) said they either are not intending to make any changes or will rebalance their portfolios as necessary. Many of these respondents indicated that they are following long-term strategies. Slightly…

 

January Asset Allocation Survey: Cash Allocations Rise to a 2.5-Year High

Last month, individual investors increased their cash allocations to the highest level and cut their equity allocations to the lowest level in two and a half years, according to the January AAII Asset Allocation Survey. At the same time, bond allocations rose to a one-year high. Stock and stock fund allocations fell by 2.8 percentage…

 

Members Mostly Staying Steady With Allocations

Last month’s Asset Allocation Survey special question asked AAII members how their current allocation compares to their expectations. More than four out of 10 respondents (42%) said their current allocation is either about the same or matches their intended strategy. Slightly more than 17% said they are holding more cash than anticipated. About 8% said…

 

December AAII Asset Allocation Survey: Fixed-Income Allocations Reach 11-Month High

Individual investors ended 2015 with their largest bond exposure since last January, according to the December AAII Asset Allocation Survey. Equity and cash allocations were both slightly down. Stock and stock fund allocations declined by 0.2 percentage points to 65.3%. The change was not large enough to prevent equity allocations from remaining above their historical…

 

AAII Investor Update: Protecting Your Digital Assets

A part of the process for managing your finances that is easy to overlook is protecting your digital assets. Not your online persona (e.g., “Fly Fishing Bill”), but your records, statements, passwords, etc. Computer viruses, malware and identity theft are certainly concerns to take action on, but so is protecting your files containing your financial…

 

October Allocation Survey: Many Investors See Opportunity Overseas, But Not All

October’s Asset Allocation Survey special question asked AAII members why they are or are not allocating to international markets. Nearly a third of all respondents (32%) said they are not allocating to international markets. Many of these individual investors thought U.S. stocks offer better investment opportunities; others thought foreign markets were too risky or said…

 

October AAII Asset Allocation Survey: Equity Allocations Increase, Cash Decreases

In a reversal of  the prior month, equity allocations among individual investors rose and cash allocations fell in October, according to the latest AAII Asset Allocation Survey. Fixed-income allocations rose slightly. Stock and stock fund allocations rebounded by 1.1 percentage points to 64.7%. The increase keeps stock and stock fund allocations above their historical average…

 

Study: Overabundance of Cash May Cause Retirement Income Shortfall

Cash may be king, but ThinkAdvisor reported that a BlackRock’s latest Global Investor Pulse survey finds that Americans may be holding too much cash in their retirement accounts. The survey found that Americans are holding 65% of their net worth in cash instruments. What are the implications of this? According to the survey, baby boomers…