AAII Survey: Has Investor Sentiment Changed Following the Midterm Elections?

For better or for worse, the 2018 midterm elections are behind us. Even though there are recounts still taking place around the country, we know that the Democrats have regained control of the U.S. House of Representatives while the Republics have retained control of the Senate (and occupy the White House). The markets seemingly latched…

 

Computerized Investing’s New July Content

Important Note: Dear Subscriber, Starting with the September 2018 edition, Computerized Investing will be merging with the AAII Journal. Computerized Investing was originally created when computers, and using a computer to research investments, were a new option for individual investors. In today’s environment, most consider using a computer to analyze investments a necessity. As such,…

 

The Impact of Saving Versus Return on Wealth

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   The Impact of Saving Versus Return on Wealth The dramatic impact on wealth from compound returns really starts to pick up after an investing period of 20 to 25 years. Older investors should place a bigger emphasis on saving more than on building aggressive…

 

The June 2018 AAII Journal is Now Available Online

Feature Article » Making Better and More Rational Decisions by Charles Rotblut, CFA and Annie Duke Thinking about the various ways the future could play out can help you prepare for unfavorable outcomes and avoid irrational decisions. First Cut » Hagstrom’s Essential Buffett Stocks by John Bajkowski These 25 stocks have characteristics matching Warren Buffett’s…

 

Global Stock and Bond Diversification With Just 2 ETFs

This fall, individual investors could be able to use just two exchange-traded funds (ETFs) to diversify both globally and by asset class. The annual expense of such a portfolio will be about one-tenth of a penny per dollar invested, exclusive of any transaction costs. Vanguard filed a preliminary registration statement with the U.S. Securities and…

 

Setting Priorities Using Decision Matrixes

Setting financial priorities is frequently very difficult for individuals. Yet, it is very important for most people, since few of us have the financial resources to totally finance all of our “wants.” Setting priorities allows us to consciously review our objectives and rank them as to the order of their importance to us. It also…

 

Guidelines for Projecting Retirement Savings

One of the challenges of retirement planning is projecting how much money you will have in the future. For those of us who are many years away from retirement, this a big uncertainty. We can use various tools and calculators, but they often rely on us making assumptions. The assumptions largely focus on three things:…

 

Determining Your Allocation at Retirement

The AAII Journal articles on retirement allocation by Jerome Clark and Josh Cohen present different strategies for the amount of stocks and bonds an investor should hold at retirement. Specifically, they disagree on whether investors should immediately increase their fixed-income holdings at retirement (termed the “to” strategy) or gradually increase their fixed-income holdings throughout their retirement years (the…

 

Conversations on Picking Good Stocks and Funds

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Minimizing Taxes With Asset Allocation Asset location is a tax-minimization strategy of placing investments in accounts that ultimately will produce the highest aftertax return for the investor’s entire portfolio. Investors who can benefit the most from asset location strategies are those who follow a…

 

The September 2017 AAII Journal is Now Available Online

Feature Article » Exchange-Traded Funds Technology Takes Over the Top-Performing ETF List by Jaclyn N. McClellan Two semiconductor funds help put technology on top, though last year’s dominant sector, health care, maintained a presence. Portfolio Strategies » Minimizing Taxes With Asset Allocation by Stephen E. Wilcox Strategically taking into consideration both tax laws and the…