Inherited IRA Rules for Spouses, Heirs and Trusts

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Inherited IRA Rules for Spouses, Heirs and Trusts Inherited IRAs have unique traits and do not follow all the same rules as traditional individual retirement accounts and Roth IRAs. Though some similarities exist, the applicable rules are dependent on whether the new owner of…

 

Retirement Can Be Long Enough for Something to Go Haywire

An interesting point was brought up at this week’s CFA Institute’s Financial Analysts Seminar: retirement is a long enough period of time for something to go haywire. The point was brought up by Barton Waring, a retired chief investor officer for Barclays (which is now BlackRock). He raised the topic during a discussion about retirement…

 

The Debate Over Retirement Income Strategies

As millions of baby boomers are either retiring or nearing retirement, there is an ongoing debate on how to manage one’s portfolio heading into and once in retirement. Here’s a glimpse into it: While at last week’s Morningstar Investment Conference, I tweeted a comment made by Morningstar’s David Blanchett about the likelihood of success for…

 

10 Steps to Avoiding Ponzi Schemes & Financial Fraud

This week’s AAII Weekly Digest highlights these “must-read” AAII articles: Steps to Smoothly Transfer Control of Your Family’s Finances: Succession planning for the “family CFO” is the most commonly neglected component of most families’ financial planning, but it is one of the most important actions that will determine the ability of your “Family Inc.” to thrive…

 

Notes from the CFA Conference

The CFA Institute held its annual conference in Montreal this week. The conference draws global speakers from academia, the investment industry profession and even rock ‘n roll—Sir Bob Geldof spoke yesterday. (Unfortunately, he didn’t sing, opting instead to discuss investing in Africa.) The conference also attracts a truly global audience. Yesterday, I sat down across…

 

How Impactful Are Changes in Analyst Ratings?

Before you give into any temptation to follow analysts’ recommendations, consider this conclusion from three researchers: “On average, analysts’ revisions are not highly correlated with subsequent long-run returns, indicating that analysts do not provide new information that is relevant for the long run for typical investors.” The finding is from an appropriately named paper published…

 

Planning for the Financial Impact of Alzheimer’s and Dementia

Though the impact of Alzheimer’s disease on families and friends from a lifestyle and emotional standpoint has been well-documented, little research has been done into the financial impact of caring for some afflicted by the disease. To determine the impact, the Alzheimer’s Association conducted a nationwide survey. The results are discussed in the association’s 2016…

 

AAII’s Top Articles for January 2016

Here are the Top 10 articles from AAII.com for January 2016 (based on unique page views): 16 Financial Ratios for Analyzing a Company’s Strengths and Weaknesses These 16 ratios enable investors to compare the fiscal strength, profitability and efficiency of two or more companies. The Top 10 Economic Indicators: What to Watch and Why Everyone…

 

10 Common Mistakes Made With Beneficiary Designations

This article originally appeared in the November 2014 issue of the AAII Journal. Estate planning truly is the ultimate gift for your loved ones. A comprehensive estate plan should always include a review of the titles and beneficiary designations for all assets. You want to ensure they are consistent with your estate planning goals. Otherwise, unintended…