May AAII Journal Update

Feature Article » The Basics of Real Estate Investment Trusts (REITs) by Jaclyn N. McClellan These investment trusts provide direct exposure to real estate and are required to distribute at least 90% of their taxable income.   Portfolio Strategies » The Impact of Saving Versus Return on Wealth by Craig Israelsen Younger savers benefit more…

 

The New Bubble – Bitcoin and Other Cryptocurrencies

Bitcoin rose above the $4,000 price mark, adding to this year’s surge in value. The New York Times attributes the most recent upward spike to an agreement among key backers to settle “a long-disputed update to the network’s software and rules.” Regardless of the reason given, the price action exemplifies unfettered speculation. To be fair,…

 

Volatility Is Extraordinarily Low

Not only has volatility left the building, it appears to have climbed on to a hammock to take a summer’s nap. Yesterday, the Chicago Board Options Exchange’s Volatility Index (the CBOE’s VIX) closed below 10 for the 10th consecutive day. Some perspective will help put the streak, which ended today, and the current levels into…

 

What Every Investor Should Know About Mutual Funds

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Tracking the S&P 500 With Mutual Funds and ETFs There are more than 40 mutual funds and exchange-traded funds (ETFs) widely available to investors that explicitly list the S&P 500 in their name. These funds track the large-cap index or follow a strategy based…

 

Majority of Readers Have Taken Steps in the Event of Cognitive Impairment

The aging process can hurt your ability to make proper decisions about your finances. On average, 29.2% of individuals aged 80 to 89 have cognitive impairment. While the aging process affects everyone differently, it is important to protect the investment portfolio you have spent years accumulating. Cognitive impairment has a direct, negative impact on a…

 

A Key to a Lasting Retirement Portfolio

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Aging’s Adverse Impact on Decision Making The aging process can hurt your ability to make proper decisions about your finances. On average, 29.2% of individuals aged 80 to 89 have cognitive impairment. While the aging process affects everyone differently, it is important to protect…

 

AAII Journal February 2017 Issue Now Available

Feature Article: The Individual Investor’s Guide to the Top Mutual Funds 2017 The online version of our annual mutual fund guide has all new features, including reports for each fund. In This Issue: Briefly Noted Cognitive Aging Creates Financial Obstacles Strategies for Unneeded RMDs Implementing an Age-Banded Approach to Retirement Withdrawals Piotroski F-Score Works Well…

 

Market Movement’s Impact on Portfolio Rebalancing

Sometimes, the market does the hard work for you. Such is the case with my 403(b) account, which is similar to a 401(k) account. Over the weekend, I looked at it for the first time in six months. I could have easily skipped doing so because Mr. Market took care of things for me. There…

 

AAII’s Most-Read Articles for October 2016

Here are the Top 10 articles from AAII.com for October 2016 (based on unique page views): The 10 Myths of Retirement Planning Retirement planning requires a clear-eyed analysis of future needs and income, but many individuals view retirement through rose-colored glasses. Here are some of the most common myths and how you can bring reality…