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This article originally appeared in the November 2014 issue of the AAII Journal. Estate planning truly is the ultimate gift for your loved ones. A comprehensive estate plan should always include a review of the titles and beneficiary designations for all assets. You want to ensure...

As the calendar draws to a close on 2015, many of us will participate in an age-old tradition: drafting our New Year’s resolutions. The other tradition is to abandon those resolutions within the first few weeks of the New Year, or even sooner. However, a data from Fidelity...

Confronted with low interest rates, major insurers are exercising their contractual rights by raising rates on “universal life” insurance policies they sold to consumers years ago. Universal-life policies combine a death benefit with a tax-advantaged savings account....

A new survey from Charles Schwab indicates that an unwillingness by Millennials to sacrifice things that add to their current quality of life, and student debt, are preventing them from saving enough for their retirement. The survey covered 1,000 401 (k) plan participants broken...

Putting off until tomorrow is jeopardizing many Americans’ retirements. According to a new survey from Bank of America and Merrill Edge, Americans are procrastinating when it comes to saving for retirement, even though the majority had set a 2015 goal of saving for retirement. According to...

In a CNBC commentary, Evan Kirkpatrick, founder and chief executive of Wendell Charles Financial, discusses what millennials need to know about retirement planning. As of the first quarter of 2015, according to the Pew Research Center, millennials are now the largest generation...