Top AAII Blog Posts of 2017

Here are the most-read AAII Blog posts for 2017:   When to Sell and Nail Down Your Profits—While You Still Have Them When you go through a complete market cycle, your real objective is to nail down as much of the profits you’ve built as possible. Proven sell rules to follow so you can keep…

 

Limiting Required Minimum Distribution Costs

The IRS requires that funds be withdrawn from nearly all retirement accounts, including traditional IRAs, 401(k) plans, and SEPs. These withdrawals are known as required minimum distributions, or simply RMDs. Once a retiree turns age 70½, the withdrawals must be made annually. (Roth IRAs are notably exempt from this rule, and a retiree has until…

 

Tax-Effective Ways to Make Charitable Donations

Today is Giving Tuesday, a day designated to promote donations to charitable organizations. Donating to charity is first and foremost an act of altruism. The tax code rewards such acts. The tax code allows those who itemize to deduct donations to qualified charitable organizations. Receipts are required for all cash contributions. Contributions of $250 or…

 

Nobel Laureate Advocates Allocating by Market Weight

This article originally appeared in the September 2014 issue of the AAII Journal. William “Bill” Sharpe is the STANCO 25 Professor of Finance, Emeritus, at Stanford University, recipient of the 1990 Nobel Prize in Economic Sciences and a co-founder of Financial Engines Inc. He also authors the Retirement Income Scenarios blog (RetirementIncomeScenarios.blogspot.com). He spoke to AAII…

 

RMD Deadline Approaching

My mom turned 70 this past April, which meant in October she started taking her required minimum distributions (RMD) from her individual retirement accounts. In an article for ConsumerAffairs.com, James Limbach offered a reminder to anyone born before July 1, 1945, that time is running out to take their own RMDs. If you fall into…