Too Much Complexity Isn’t a Good Thing

A year ago, I began including doodles with my weekly commentary. The first one was a sketch discussing the impact of changes in earnings forecasts on stock prices. The purpose was to visually highlight and graphically explain one of the points I was making. Being a writer who thinks in terms of communicating by text…

 

Limiting Required Minimum Distribution Costs

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Retirement Withdrawal Calculator A withdrawal rate is a function of how much money you withdraw from your retirement fund each year. But what if you choose the wrong initial rate? If you choose a rate that is too high, you face possible shortfall risk…

 

Market Meltup Creates Pressure to Own Stocks

One term used to describe the market’s post-election move is “meltup.” It’s a financial industry antonym for meltdown. During both meltups and meltdowns, there is a strong element of psychology at play. Market observers have attributed the ongoing post-election rally to the election of President Donald Trump. Regardless of what you think of his policies,…