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Running out of money in retirement is a major concern for older Americans, especially since so many are considerably behind on savings. According to a 2016 Transamerica study, 43% of workers 50 and older claim that their greatest retirement-related fear is outliving their savings....

The goal of every generation should be to leave the world in better shape than they found it and to be better off than previous generations. That was the case for generations up until the Baby Boomers. Since then, uncertainty has crept into the equation. Ask today’s millennials...

Many people do not see an estate plan as necessary. Others recognize the need to plan, but have no idea whom to contact or how to begin. Estate planning encompasses much more than simply protecting one’s assets; it provides peace of mind that your assets will pass according...

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Stocks: An Underappreciated Asset Class in Retiree Portfolios More older Americans than ever before are pursuing second careers in retirement, engaging in their communities through...

It’s complicated, it requires detailed work—but it’s all right here in a how-to-do-it format. So, get out your calculators (one that can solve for exponentials) … More than any single factor, money will determine when people will retire and the type of lifestyle...

One of the challenges of retirement planning is projecting how much money you will have in the future. For those of us who are many years away from retirement, this a big uncertainty. We can use various tools and calculators, but they often rely on us making assumptions. The assumptions...

Advertised as a one-stop shopping, automatic-pilot retirement vehicle, life cycle or target date mutual funds have become increasingly popular. These funds are aimed at individuals seeking an all-in-one retirement fund to invest his or her retirement nest egg, with a target date...

Computerized Investing’s new March content is now available! This month includes: Cryptocurrencies and Bitcoin: What are They? An introduction to cryptocurrencies and how they work. Eight ways Online Retirement Planning is Superior to That Printed Reported Stashed Somewhere...

The AAII Journal articles on retirement allocation by Jerome Clark and Josh Cohen present different strategies for the amount of stocks and bonds an investor should hold at retirement. Specifically, they disagree on whether investors should immediately increase their fixed-income...

Computerized Investing’s new February content is now available! This month includes: CI’s Best of the Web for Personal Finance, Retirement Planning and Tax Resources An update of the websites that offer the best guidance and tools for personal financial planning issues,...