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Retirement has the potential to be a relaxing and fulfilling stage of life. As with any major change, however, retirement presents a new set of challenges that may cause anxiety. How do you manage health care costs? How do you keep from outliving your money? How do you leave an...

Many investors today who had planned to retire early at 62 when they became eligible for Social Security benefits—albeit at a reduced rate compared with retiring at full retirement age—are discovering that those benefits, combined with their retirement savings, cannot support...

As promised, this Computerized Investing (CI) edition will be the last “stand-alone” monthly edition. Going forward, Computerized Investing will be part of the AAII Journal, and you can look for the first article in the September AAII Journal, followed by a second article in...

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Retirement Planning Mistakes Investors Often Make Planning for retirement is commonly focused on the accumulation of wealth. While building up savings prior to retirement is critical,...

Volatile and uncertain market conditions are particularly troublesome for those who have recently retired or are near retirement. The decisions made during this critical period can significantly determine whether savings will last throughout one’s lifetime. Christine Fahlund,...

Running out of money in retirement is a major concern for older Americans, especially since so many are considerably behind on savings. According to a 2016 Transamerica study, 43% of workers 50 and older claim that their greatest retirement-related fear is outliving their savings....

The goal of every generation should be to leave the world in better shape than they found it and to be better off than previous generations. That was the case for generations up until the Baby Boomers. Since then, uncertainty has crept into the equation. Ask today’s millennials...

Many people do not see an estate plan as necessary. Others recognize the need to plan, but have no idea whom to contact or how to begin. Estate planning encompasses much more than simply protecting one’s assets; it provides peace of mind that your assets will pass according...

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Stocks: An Underappreciated Asset Class in Retiree Portfolios More older Americans than ever before are pursuing second careers in retirement, engaging in their communities through...

It’s complicated, it requires detailed work—but it’s all right here in a how-to-do-it format. So, get out your calculators (one that can solve for exponentials) … More than any single factor, money will determine when people will retire and the type of lifestyle...