A Simple Formula for Calculating “Safe” Retirement Spending

For nearly two decades, the 4% rule has served as a benchmark of how much retirees can safely afford to withdraw from their nest eggs initially, with annual increases for inflation, and be reasonably certain they would not outlive their savings over a 30-year retirement. In the aftermath of the financial crisis of 2007 to…

 

What You Can Expect at the AAII Investor Conference

Those of you who regularly read my weekly commentary know that I attend conferences and other industry events. (So far this year, I’ve been to two conferences, one four-day seminar and various luncheons and I have even more upcoming events on my calendar.) The presentations are generally informative, but it’s the personal interaction that’s the…

 

10 Basic Axioms to Follow to Reach Your Retirement Goals

This week’s AAII Weekly Features highlight these valuable AAII articles: Increasing Retirement Withdrawal Rates Through Asset Allocation: The optimal equity allocation depends on market valuations, though a fixed 60% stock/40% Treasury bill allocation works well overall. The Individual Investor’s Guide to the Top Mutual Funds 2016: AAII’s annual mutual fund guide provides information and performance…