Causes of Financial Stress

This week’s AAII Weekly Digest highlights these “must-read” AAII articles: Your Portfolio: Maintaining Perspective Given the recent bumps in the stock market, we revisit an article written in late 2008, during the last market meltdown to give you some perspective. Financial turmoil can prompt an emotional response that causes investors to flee stock holdings. But…

 

Beyond the Index Card – Implementing the Advice of the Financial Experts

This week’s AAII Weekly Digest highlights these “must-read” AAII articles: The Individual Investor’s Guide to Personal Tax Planning 2018 AAII’s annual tax and financial planning guide is designed to help you assess your current tax situation given the new tax law and plan for any changes that may improve your tax liability both this year…

 

James O’Shaughnessy’s Tiny Titans Stand Tall in 2018

Mighty Minis: Tiny Titans Stand Tall in 2018 Our annual recap of the AAII Stock Ideas almost had a repeat of last year’s “worst to first” turnaround. This year’s top-performing AAII screening strategy ranked near the bottom in 2017. We also discuss some important and useful changes we have made to the Stock Ideas section…

 

John Bogle’s Contributions to AAII

In addition to launching Vanguard and driving down fund fee costs, John Bogle was very active in trying to educate investors on how to better manage his portfolios. Bogle shared his insights directly with AAII members through both articles and videos, including his acceptance of the 2015 Cloonan Award for Excellence in Investor Education. Here…

 

John Bogle on “Enhanced” Index Funds – Can They Beat the Market?

Bond Basics for Individuals: A Guide to Buying and Selling While people speak of the bond market as if it were one market, in reality, there is not one central place or exchange where bonds are bought and sold. This market is so vast that its size is difficult to imagine. Overwhelmingly, this is an…

 

The Myths and Realities of Retirement Planning

The Mathematics of Retirement Portfolios This article deals with several important retirement questions: “How much money do I need in my investment portfolio at the start of retirement?” and “How much can I safely withdraw from my investment portfolio during the retirement years?” A Do-It-Yourself Approach to Target Date Retirement Investing Target date mutual funds…

 

Two Questions With Daniel Crosby

In this bonus audio, psychologist and behavioral finance expert Daniel Crosby explains his preference for a rule-based, low-turnover approach to investing. He then shares the biggest lesson he’s learned over the course of his career. You can see Crosby’s full interview in the January 2019 AAII Journal: Steps You Can Take to Reduce the Risk…

 

Reviewing Readers’ Predictions for 2018, Looking Ahead to 2019

This week’s AAII Weekly Digest highlights these “must-read” AAII articles: Financial Literacy Tied to Greater Retirement Savings An analysis of employee retirement plans found evidence supporting a link between greater financial literacy and greater retirement wealth. Those who are more literate about financial and investment concepts allocate more to stock funds, own portfolios with higher…

 

Understanding Bond Pricing and Yield

This week’s AAII Weekly Digest highlights these “must-read” AAII articles: Dividends Impact Consumption More Than Capital Gains Do Changes in dividends impact household consumption. Capital gains also have an impact, but a smaller one than dividends. The magnitude of the impact depends on household wealth, with consumption rising proportionately higher among comparatively less affluent households….

 

How to Increase Aftertax Returns by Doing Less

This week’s AAII Weekly Digest highlights these “must-read” AAII articles: Guidance on How to Follow the Level3 Passive Portfolio This portfolio of four exchange-traded funds (ETFs) should not have many changes. Many investors should be able to rebalance through additions or withdrawals. For Bucket Portfolios, the Devil Is in the Details Guidance on implementing a…