Nine Guidelines for Retirement Success

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:


Misunderstanding Variable Universal Life Can Lead to Adverse ConsequencesMisunderstanding Variable Universal Life Can Lead to Adverse Consequences

Many people view variable universal life as similar to whole life and universal life, buying these policies for family protection or associated with estate planning. This article shows, however, that variable universal life policies are very different. Find out how to best use these policies.

Behavioral Errors Hurt Your Returns

Daniel Kahneman

Daniel Kahneman, a senior scholar at Princeton University’s Woodrow Wilson School of Public and International Affairs and the 2002 winner of the Nobel Memorial Prize in Economic Sciences, offers his thoughts on the impact of behavioral errors on investment performance.


From Saver to Spender: Managing Your Money in Retirement

The Schwab Center for Financial Research have come up with nine guidelines to help you reduce your financial stress and give you the upper hand as you move into retirement.


Human Capital and the Theory of Life-Cycle Investing

Life-cycle theory, first developed in the 1970s, points out that each person has both human and financial capital, with the former being most important. While it seems like a small change to focus more on human capital, it has major financial and investment planning implications.

Our Member Question for this week is:

If Congressional Republicans are not able to reach a consensus on tax reform, how much of an impact will this have on the U.S. stock market over the next six to 12 months?


Vote to answer this week’s Special Question: With ever increasing amounts of personal and financial data being stored digitally, we need to consider how this data will be passed on after our death. What steps have you taken to make sure usernames and passwords are accessible to trusted descendants or executors?

Last Week’s Results:

Recently, Robert S. Kaplan, president and chief executive officer of the Dallas Federal Reserve Bank, outlined four factors impeding the U.S. and global economies. Which of these four has the potential to be the biggest drag on the U.S. and global economies?

Poll results are as of 9 a.m. (Central) on Monday. 1,435 respondents.

AAII Survey: The Biggest Impediments to Global Economic Growth & The Impact of Tax Reform

While the global economy appears to be humming along, Robert S. Kaplan, president of the Federal Reserve Bank of Dallas, recently warned of some possible headwinds for both the U.S. and global economy moving forward. Our weekly survey question asked our readers to evaluate these factors and vote for the one they believe to be the greatest threat to economic growth. Our readers also weighed in on how they believe the proposed tax legislation making its way through Congress will impact them.

AAII Financial Planning Resources

The Financial Planning section of focuses on the all-important element of personal finance. When most people think of financial planning, they automatically focus on retirement planning. While this is an important aspect of financial planning, it is not the only component. The “Financial Planning with AAII” area includes two useful guides: Lifetime Investment Strategy and AAII’s Tax Guide. These guides (benefits of AAII membership) help you master the guidelines for long-term successful portfolio management as well as help you assess your current tax situation and plan for any changes. There is also a collection of must-read articles devoted to the topic of financial planning to assist you in achieving your financial goals.




The AAII Weekly Digest is one of the many benefits of AAII membership. To learn more, consider a 30-day Trial AAII Membership to start becoming an effective manager of your own assets.