AAII Weekly Digest: Making Sense of Mutual Fund Data

A Second Look at How Target Date Funds Change Their Allocations Target date funds offer the premise of a one-stop solution for investors seeking professional allocation strategies. They are commonplace in 401(k) and other similar employer-sponsored retirement plans. However, there remains confusion about how to use target date funds. This article offers an overview of…

 

Risk Tolerances Change With Both Age and the Market

An investor’s willingness to invest in stocks varies with the level of the S&P 500 index and other major indexes. Similarly, in aggregate, older investors tend to be more conservative than younger investors. Neither statement should be a surprise to those of you who have been investing for a long time and/or are familiar with…

 

Solving the Problem of Retirement

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Vanguard’s Dynamic Spending Strategy for Retirees A number of spending rules—each emphasizing different goals—have been developed to help retirees deal with changes in their individual circumstances and in the markets. Vanguard’s hybrid approach adjusts withdrawals within preset limits, allowing retirees to benefit from good…

 

The July 2017 AAII Journal is Now Available Online

Feature: Portfolio Strategies » Solving the Problem of Retirement by Paul Merriman Retirement places potentially unlimited demands on finite savings, but there are three actions investors can take to mitigate the problem. Stock Strategies » Three Value-Investing Benchmarks by Gary Smith The valuation models espoused by John Burr Williams, Robert Shiller and John Bogle can…

 

AAII Journal May 2017 Issue Now Available

Feature Article: When You Haven’t Saved Enough for Retirement Saving more, working longer, delaying the claiming of Social Security benefits and tapping home equity can all help fund retirement. by Charles Rotblut, CFA In This Issue: Stock Strategies » What Is Your Investing Edge? Many investors focus on trying to gain an information edge, but…