Guidelines for Projecting Retirement Savings

One of the challenges of retirement planning is projecting how much money you will have in the future. For those of us who are many years away from retirement, this a big uncertainty. We can use various tools and calculators, but they often rely on us making assumptions. The assumptions largely focus on three things:…

 

Future Retirees at Greater Risk of Hardship

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   The Impact of Out-of-Pocket Medical Spending on Retiree’s Income A major cost for retirees is health care. Though most retirees over age 65 are enrolled in Medicare, out-of-pocket costs can still be significant. An analysis of data included in the 2002–2014 waves of the…

 

April AAII Journal Update

The April 2018 AAII Journal is Now Available Online.   Feature Article » Are You Spending Too Little in Retirement? by Meir Statman While mental tools and self-control are useful when saving, in retirement, they can stop us from spending on ourselves and family.   Financial Planning » Social Security and Medicare Can Raise Retirees’…

 

What You Can Expect at the AAII Investor Conference

Those of you who regularly read my weekly commentary know that I attend conferences and other industry events. (So far this year, I’ve been to two conferences, one four-day seminar and various luncheons and I have even more upcoming events on my calendar.) The presentations are generally informative, but it’s the personal interaction that’s the…

 

The Influence of Perception on the Urge to Trade

Consider this scenario: You are presented with two market environments. In the first, the S&P 500 has risen nearly 10% and is holding onto its gain heading into what should be a good earnings season. In the second, the S&P 500 has not only pulled back, but also closed below its 50-day moving average for…

 

Insights From Conversations With Great Investors

Warren Buffett said that among the lessons he learned from Benjamin Graham was that “price is what you pay, value is what you get.” Though Buffett used the phrase in a discussion about bonds and stocks in his 2008 letter to Berkshire-Hathaway shareholders, the adage applies to many other objects. One such object is the…

 

Trading More Frequently Leads to Worse Returns

This interview originally appeared in the November 2014 issue of the AAII Journal. What impact does active trading have on portfolio performance? Terrance “Terry” Odean, professor of Finance at the University of California, Berkeley, has done quite a bit of research into the performance of individual investors. He spoke with AAII on his studies and their…