Changes to Social Security Claiming Strategies

This week’s AAII Weekly Features highlight these valuable AAII articles: The Changes to Social Security Claiming Strategies: Couples will no longer be able to use file and suspend and restricted applications, increasing the importance of considering each spouse’s longevity. The Mathematics of Retirement Portfolios: The amount saved, the allocation followed and the withdrawal rate chosen…

 

Readjust Your Focus When Planning for Retirement

This article originally appeared in the September 2014 issue of the AAII Journal. Michael Falk is a partner with Focus Consulting Group and the chief strategist on a global hedge fund. His background includes extensive asset allocation research and portfolio development expertise along with a multi-faceted understanding of behavioral finance and retirement issues. He spoke to…

 

What to Do If You Win the Lottery

Winning the lottery or otherwise suddenly coming into a large sum of money creates a set of challenges from a financial and estate planning standpoint. While it’s a problem many of us would like to have, it is a challenge nonetheless. Just one or two improper decisions at the outset can have unwanted ramifications in…

 

The Changes to Social Security Claiming Strategies

This week’s AAII Weekly Features highlight these valuable AAII articles: A Satirical Take on Financial Terminology: Financial terms often mean the opposite of what they appear to signify. Poking fun can unveil weaknesses and risks not so apparent on first glance. The Changes to Social Security Claiming Strategies: Couples will no longer be able to…

 

5 Social Security Mistakes to Avoid

For many Americans, Social Security is, or will be, a significant portion of their retirement income. However, a recent Motley Fool article cautions against thinking it’s as simple as claiming your benefits and then receiving a monthly check. Five of the Motley Fool’s retirement contributors offered their thoughts on what would-be Social Security recipients should keep…

 

AAII Weekly Features: The Individual Investor’s Guide to Personal Tax Planning 2015

This week’s AAII Weekly Features highlight these valuable AAII articles: The Individual Investor’s Guide to Personal Tax Planning 2015 Exploring the Optimal Equity Allocation Path for Retirees Keeping Transactions Clean from the Wash-Sale Rule Social Security: Delay Benefits at the Expense of Personal Savings? The featured AAII stock screen this week is the Lakonishok approach. Our Member…

 

AAII’s Top 10 Articles for November 2015

Here are the Top 10 articles from AAII for November 2015 (based on page views):  Defining Your Investment Philosophy Without an easy-to-explain investment philosophy, you run the risk of chasing one investment fad to the next, losing the money along the way. Here are 10 questions that will help you determine that your personal investing philosophy…

 

When to Claim Social Security Benefits Earlier Rather Than Later

Most articles that I read about when to claim Social Security benefits say that it is better to delay as long as possible to maximize your monthly payment. However, a recent Motley Fool article outlines some situations where it may be better to take Social Security earlier rather than later. With the new Social Security laws just passed…

 

Implications of Social Security Strategy Changes

  On CNBC.com, Sharon Epperson discusses Congress’ new budget deal that ends “file and suspend” and “restricted application” options for Social Security. However, retirees have a six-month window before these changes go into effect, and not acting before then could have serious financial ramifications. According to the article, making these decisions before they are “could…

 

AAII’s Top 10 Articles for October

AAII’s Top 10 Articles for October  16 Financial Ratios for Analyzing a Company’s Strengths and Weaknesses An in-depth look at the most commonly used financial ratios used for analyzing a company. The article includes a downloadable spreadsheet that automatically calculates these ratios using financial statement inputs you provide. This article has generated 12 comments. The…