The February 2018 AAII Journal is Now Available Online

Feature Article » The Individual Investor’s Guide to the Top Mutual Funds 2018 by AAII Staff Our annual mutual fund guide provides information and performance statistics on nearly 1,600 funds on AAII.com.   Departments » Briefly Noted Current news items of interest to individual investors. Retirement Doesn’t Negatively Impact Health Prioritizing HSA Contributions and 401(k)…

 

Conversations on Picking Good Stocks and Funds

This week’s AAII Weekly Digest highlights these “must-read” AAII articles:   Minimizing Taxes With Asset Allocation Asset location is a tax-minimization strategy of placing investments in accounts that ultimately will produce the highest aftertax return for the investor’s entire portfolio. Investors who can benefit the most from asset location strategies are those who follow a…

 

The January 2018 AAII Journal is Now Available Online.

  Feature Article » Polar Opposite: MAGNET Complex Goes From Bottom to Top in 2017 by Wayne A. Thorp, CFA Our annual review of the AAII screening strategies finds MAGNET Complex on top after being the worst performer in 2016.   Portfolio Strategies » Insights on Using the 4% Withdrawal Rule From Its Creator by…

 

A Simple Formula for Calculating “Safe” Retirement Spending

For nearly two decades, the 4% rule has served as a benchmark of how much retirees can safely afford to withdraw from their nest eggs initially, with annual increases for inflation, and be reasonably certain they would not outlive their savings over a 30-year retirement. In the aftermath of the financial crisis of 2007 to…

 

Bill Bengen Discusses His Retirement Withdrawal Strategy

William “Bill” Bengen, whose 1994 study introduced the concept of the 4% withdrawal rate for retirees, recently participated in a question and answer session on social media website Reddit. The conversation focused on retirement withdrawal strategies and portfolio allocation. I’ll provide some highlights here. The full exchange is interesting, though you will want to set…